• dmention7@lemm.ee
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    1 year ago

    First off, you’re a liar. Not a single person on earth has never had their transaction rejected.

    I think this situation is a lot less common than you think.

    More to the point, use a debit card if that is your gripe. Then you can just deal with an empty account rather than a declined card.

    Just like you’ve never had crypto stolen, I’ve never had a debit card stolen, so by our combined anecdotes both are equally secure.

    • parpol@programming.dev
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      1 year ago

      Both my debit card and credit card are linked to my bank, and the transaction was denied by the bank when I tried to make a payment. I tried the debit card first.

      This is the 5th time this has happened to me, but the first time that something as crucial as student debt payment was affected. And this isn’t about me running out of money. This is the bank arbitrarily blocking payments that I’ve been doing monthly for years, then telling me it is not their fault despite the error code clearly saying "rejected by bank ".

      They’re simply blocking my payment because it is to a foreign entity, and are making up bullshit excuses.

      Ethereum doesn’t do that. Monero doesn’t do that. Even rugpulls like shiba inu doesn’t do that.